Our Insurance Services
Comprehensive insurance solutions tailored to protect what matters most to you and your family.
Auto Insurance
Comprehensive auto coverage to protect you and your vehicle on the road. We work with multiple carriers to find you the best rates and coverage options.
Liability Coverage - Protects you if you're at fault in an accident
Collision Coverage - Covers damage to your vehicle from accidents
Comprehensive Coverage - Protection from theft, vandalism, and natural disasters
Uninsured/Underinsured Motorist Coverage
Personal Injury Protection (PIP)
Why Choose Our Auto Insurance?
- • Competitive rates from top carriers
- • 24/7 claims support
- • Flexible payment options
- • Multi-policy discounts available
- • Safe driver discounts
- • New vehicle replacement coverage
Homeowners Coverage Includes:
- • Dwelling coverage for your home structure
- • Personal property protection
- • Liability protection
- • Additional living expenses coverage
- • Medical payments coverage
- • Replacement cost coverage options
Homeowners Insurance
Protect your home and belongings with comprehensive homeowners coverage. We understand that your home is more than just a building - it's where your memories are made.
Dwelling Coverage - Protects the structure of your home
Personal Property - Covers your belongings inside the home
Liability Protection - Coverage if someone is injured on your property
Additional Living Expenses - Covers temporary housing if needed
Earthquake Insurance
Specialized coverage for earthquake damage to your property. Standard homeowners insurance typically doesn't cover earthquake damage, making this coverage essential in earthquake-prone areas.
Dwelling Coverage - Repairs or rebuilds your home after earthquake damage
Personal Property - Replaces belongings damaged by earthquakes
Additional Living Expenses - Covers temporary housing during repairs
Flexible Deductible Options
Important to Know:
- • Separate from homeowners insurance
- • Higher deductibles typically apply
- • Coverage for aftershocks included
- • May cover landslide damage
- • Available for both homeowners and renters
- • Can be bundled with other policies for discounts
Flood Coverage Details:
- • Building coverage up to $250,000
- • Contents coverage up to $100,000
- • 30-day waiting period typically applies
- • Covers storm surge and flash floods
- • Available for all property types
- • Required in high-risk flood zones
Flood Insurance
Protect your property from flood damage with specialized coverage. Flooding can happen anywhere, not just in high-risk areas, making this coverage important for all property owners.
Building Coverage - Protects the structure of your home
Contents Coverage - Covers personal belongings damaged by floods
Basement Coverage - Limited coverage for below-ground areas
Replacement Cost Coverage Available
Personal Liability Insurance
Comprehensive personal liability protection for peace of mind. This coverage protects you from financial loss if you're found legally responsible for injury to others or damage to their property.
Bodily Injury Liability - Covers medical expenses of injured parties
Property Damage Liability - Covers damage to others' property
Legal Defense Costs - Covers attorney fees and court costs
Personal Injury Coverage - Covers libel, slander, and false arrest
Coverage Benefits:
- • Worldwide coverage protection
- • No deductible typically required
- • Covers incidents on and off your property
- • Includes coverage for family members
- • Can be added to existing policies
- • Flexible coverage limits available
Life Insurance Options:
- • Term Life - Affordable coverage for specific periods
- • Whole Life - Permanent coverage with cash value
- • Universal Life - Flexible premium and death benefit
- • Final Expense - Coverage for funeral and final costs
- • Group Life - Available through employers
- • No medical exam options available
Life Insurance
Secure your family's future with comprehensive life insurance coverage. We help you choose the right type and amount of coverage to protect your loved ones financially.
Death Benefit - Tax-free payment to beneficiaries
Income Replacement - Ensures family can maintain lifestyle
Debt Protection - Covers mortgages, loans, and final expenses
Education Funding - Helps pay for children's education
Ready to Get Started?
Our team of insurance professionals is here to help you find the perfect coverage for your needs. Contact us today for a free quote.